Credit Control Consultant | Al-Futtaim Automotive | Finance
Overview Of The Role:
The Credit Control Executive is responsible for managing credit deals and monitoring accounts receivables across brand portfolios. This role includes detailed credit assessments, maintaining customer credit master data in SAP, and ensuring compliance with approval protocols. Additional duties encompass proactive monitoring of payment irregularities and collaboration with finance and sales teams to resolve collection issues. The executive will also conduct periodic reviews of credit limits and payment terms, and engage directly with clients as needed. Effective management of these responsibilities contributes to the financial health and operational efficiency of Famco KSA.
What You Will Do:
Credit Assessment
Verify supporting documents and ensure validity and correctness.
Prepare credit assessment reports and submit for approval.
Ensure credit approval is completed as per DOA and within SLA timeframes.
Update credit approval terms in SAP Customer Credit master.
Maintain credit approval tracker.
Accounts Receivable Monitoring
Monitor customer account details for non-payments, delayed payments, and other irregularities.
Follow up with Business Finance and Sales teams for resolution.
Ensure timely accounting of payments received from customers.
Monitor unallocated credits and coordinate necessary adjustments with FSSC O2C/Business Finance.
Develop AR reports and communicate collection issues to senior management.
Credit Review and Field Visits
Conduct periodic credit reviews of accounts.
Coordinate with Head of Corporate Credit and Business Heads to maintain adequate credit limits.
Revise payment terms as necessary.
Conduct field visits to clients when needed.
Reporting and Analysis
Prepare monthly reports within 3 working days post month close.
Timely report delinquent accounts status.
Ensure 95% of credit assessments are completed within approved SLA.
Maintain underwriting (credit application) experience.
Required Skills To Be Successful:
Strong analytical skills and attention to detail.
Effective negotiation and relationship management skills.
Proficiency in MS Office applications.
Ability to work under pressure.
What Qualifies You For The Role:
Bachelor's Degree in a relevant field.
Minimum 2 -3 years of experience in Credit as credit analyst.
Proficiency in Arabic and English, reading and writing both.
Competency with ERP systems such as SAP.
Al-Futtaim Automotive is one of the region's leading mobility businesses, operating across eight countries in the Middle East, Asia and North Africa.
With a portfolio of more than 25 world-leading brands, we deliver one of the region's most comprehensive mobility ecosystems.
Our capabilities span passenger vehicles, commercial vehicles and industrial equipment, backed by integrated logistics, leasing, aftersales and financial services that deliver a seamless customer experience across every stage of the mobility journey.
Our vision is to become a world-class mobility player, creating better experiences for our customers through innovation, digital transformation and a relentless focus on customer experience. We work alongside some of the world's most trusted automotive brands to shape the future of mobility, delivering solutions that meet the evolving needs of individuals, businesses and communities.
Behind everything we do is a team of more than 9,000 colleagues united by ambition, collaboration and a shared commitment to progress. Together, we're shaping the future of mobility, embracing new technologies and creating better experiences for our customers. At Al-Futtaim Automotive, you'll be empowered to turn ambition into action and help move our customers, our business and your career forward.